Home | About Us | Lower Your Payments | Fighting Foreclosure | News | FAQs | Contact Us
Save your home with a Loan Modification
Start Here!
----------------------
For Homeowners
----------------------
For Brokers/Realtors
----------------------
For Lenders
----------------------
For Mortgage Servicers
----------------------
Testimonials
----------------------
 Loan Modification Checklist


Below are the steps involved in the Loan Modification Process.

  1. Borrower (s) authorization form for the negotiator to speak directly with your Lender on your behalf.- (We will supply one from your Lender)

  2. Hardship Letter – Back-up documentation for letter.  (If illness medical records, bills, etc.; if divorce, dissolution agreement, if job loss – proof, etc.)

  3. Three (3) months copies or Bank Statements – ALL PAGES.
    (Includes – Checking Accounts, Savings Accounts, Money Market Accounts, Retirement Accounts, Stocks and Other Investments)

  4. Thirty (30) days of pay stubs

  5. A copy of your last two (2) years 1040s returns. (Federal Tax Returns – all schedules.)

  6. Credit Report – www.annualcreditreport.com - Equifax

  7. Detailed Monthly Budget – We will send you a form if you need one.

  8. Most Recent:  Mortgage Statements, Homeowners Insurance, Property Tax Bill, Homeowner’s Association Statement

  9. Original Loan Application, Loan Disclosures, Good Faith Estimate, Copy of the Closing Statement, Copy of the Note, Copy of Deed of Trust, (if purchase loan – Real Estate Purchase Contract and Appraisal) and Credit Report used for the loan.

  10. Financial information must be supplied for each borrower either on original loan application or combined family income. Lenders need to see you can afford the new loan amount. So ANYONE that contributes to the household expenses should contribute their income statements and financials such as Bank Statements, EVEN if they are NOT on the loan.

  11. If self-employed borrowers must complete a 6-month to 12-month (depending on the time of the year) profit and loss statement.

  12. Copy of rental agreements for each investment property

  13. Profit and Loss Statement for each investment property (You can use last year’s tax return for the property and apply this year’s credits and debits.)

  14. Copy for your Driver’s License and Social Security card.

  15. Congratulations, you are done with the list!
We will contact your current lender on your behalf and aggressively pursue a modification or work out plan.
Copyright 2008-09 © RescueMyLoan.com | Fight, Avoid, and Stop Foreclosure | Lower Mortgage Payments | Home Loan Modification Questions | Loan Mod Checklist




Loan Modification Company Located in Westlake Village, Agoura Hills, Calabasas. Fight, Avoid, and Stop Foreclosure in California. We Can Lower Mortgage Payments and Answer Your Home Loan Modification Questions. Loan Modification Services for Los Angeles County area cities: Woodland Hills loan modification, West Hills Foreclosure, CA, Beverly Hills, Brentwood, Burbank, Calabasas, Calabasas Hills, Canoga Park, Canyon Country, Century City, Chatsworth, Culver City, Encino,Gardena, Glendale, Granada Hills loan modification, Hermosa Beach, Hidden Hills, Hollywood, Long Beach, LA, Los Angeles, WLA, West Los Angeles, Malibu, Manhattan Beach, Marina Del Rey, North Hollywood, Northridge, Pacific Palisades, Palmdale Palos Verdes Estates, Palos Verdes Peninsula, Playa Del Rey, Rancho Palos Verdes, Rancho Park, Redondo Beach, Reseda, Rolling Hills, Rolling Hills Estates, San Fernando Valley, San Marino, San Pedro, Santa Monica, Sherman Oaks, South Pasadena, Studio City, Tarzana, Toluca Lake, Topanga, Torrance, Universal City, Valencia, Van Nuys, Venice, West Hills, West Hollywood, West Los Angeles, Toluca Lake, Westchester, Westlake Village, Whittier, Westwood and Woodland Hills, and nationwide across the US. Specializing in loan modification, mortgage loan mods, home loan modification, loan modification agreement and negotiation, restructuring loan modification program, mortgage help, loan modification how to, behind on mortgage payments, foreclosure prevention, foreclosure help, and assistance, mortgage loan modification help, modify your loan, help stop foreclosure, loan workout, California loan help, and fighting foreclosure. Bank Foreclosure Loan Modifications- Bank of America Loan Modifications, Citi Bank Loan Modifications, ABN AMRO Loan Modifications, Chase Mortgage Loan Modifications.